New York Deed with Full Covenants

New York Deed with Full Covenants — What This Package Is For

New York deed package last revised: July 2026.

Use a New York deed with full covenants when the parties intend the broader statutory covenant package associated with a full-covenant deed under New York deed practice.

This product is broader than the bargain and sale deed with covenant against grantor's acts. Use it only when full-covenant language is intended and the grantor is prepared to give that level of covenant protection.

What You Receive

• Editable deed form: Deed-with-Full-Covenants-NY.docx, a Microsoft Word document prepared for customer completion and recording after appropriate review.
• Separate instructions and recording checklist: Deed-with-Full-Covenants-NY-Instructions.docx, a Microsoft Word checklist covering completion, signing, acknowledgment, recording, transfer forms, and stop-condition issues. The instructions are separate so they are not accidentally recorded as part of the deed.

Key New York Signing and Recording Points

• New York deeds are recorded with the County Clerk in the county where the land is located. In Manhattan, Bronx, Brooklyn, and Queens, recording is handled through the City Register / ACRIS system; Staten Island (Richmond County) records deeds with the Richmond County Clerk.
• A recordable deed generally needs an acknowledged grantor or transferor signature, a complete legal description attached as Exhibit A, a tax map / SBL or local parcel identifier where required, and legible black text suitable for optical imaging.
• Most present-transfer deeds require an online RP-5217 or RP-5217NYC transfer report and a TP-584 or TP-584-NYC transfer-tax return. Transfer-tax, exemption, nonresident withholding, LLC disclosure, mansion-tax, and local recording requirements are transaction-specific.
• New York does not treat co-op shares and proprietary leases as ordinary deeded real property. Use professional review for co-op, lender, title-insurance, fiduciary, probate, divorce, bankruptcy, capacity, tax, Medicaid, trust, entity, or disputed-title facts.

Common Uses

• transactions where full New York covenant protection is intended
• title-company, lender, or attorney-directed conveyances requiring full covenant language
• situations where permitted exceptions and covenant scope are reviewed before signing

When to Stop Before Using This Form

Do not use this form if the parties intend only a bargain-and-sale covenant, no warranty, fiduciary authority language, TOD planning, correction language, or any transaction-specific title or lender provisions.