Iowa bill of sale — watercraft · warranty of title

Iowa Bill of Sale of Watercraft (Warranty of Title)

Download the Iowa boat bill of sale with warranty of title — the attorney-drafted fillable Word instrument with hull, motor, and trailer fields, plus the Iowa Instructions & Rider with title or registration steps, tax rules, and official-form links.

Attorney-drafted fillable Word form
Iowa Instructions & Rider included
Completed sample available
Instant secure download

Looking for a different bill of sale? This page is the Iowa watercraft kit (warranty of title).

Iowa — as-is version Iowa — Personal Property bill of sale Iowa — Motor Vehicle bill of sale All states — Boat Bill of Sale with Warranty

What’s in your Iowa kit

Every file below is included in your download: two editable Word documents you can complete on your own device — the bill of sale and the state-specific Instructions & Rider researched for Iowa.

Included documents

Iowa Bill of Sale of Watercraft (Warranty of Title) Core sale document — fillable and printable Word (.docx)
Iowa Instructions & Rider State transfer steps, tax and gift rules, notary guidance, and how a seller-financed lien is noted or filed Word (.docx)

The Iowa Instructions & Rider covers

1. What's in your kit
2. Official forms
3. After the sale: title & registration
4. Taxes and gifts
5. Recording a lien
6. Signing and notarizing
7. Warranty notes
8. Special wrinkles
9. Legal notes & citations
10. Related PublicLegal forms

Official Iowa resources

Linked from your rider with step-by-step context — the agency forms and pages this sale actually uses.

sos.iowa.gov/businesses/uniform-commercial-code-ucc

About this form

This Iowa form documents a private-party sale of a vessel with a written warranty of title: the seller warrants ownership, the right to sell, and — unless the parties note otherwise — that the vessel is free of liens and encumbrances.

Your download includes the fillable Word document and the Iowa Instructions & Rider.
The rider walks through the transfer with the county recorder (Iowa titles vessels 17 feet or longer, except canoes, kayaks, and inflatables, which stay untitled regardless of length; smaller craft are registration-only — § 462A.77).
Transfer: the buyer’s 30-day application window, required by law (§ 462A.44).
Tax: the vessel tax questions to confirm with the county recorder or Department of Revenue before filing — Iowa’s casual-sale treatment for boats should not be assumed.
Lien: the lien-recording path — title notation at the county recorder for a titled vessel ($5 plus $2 writing fee, § 462A.84), or a UCC-1 for an untitled craft.
Plus links to official Iowa resources.

For a seller-financed sale, pair this bill of sale with our Promissory Note (Secured) and Security Agreement; the rider explains the lien-recording steps. Fillable fields work best in Microsoft Word.

Preview the actual form

The real document text — not a mockup. Fill-in blanks show as highlighted fields.

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Iowa Bill of Sale of Watercraft
(Warranty of Title)

STATE OF IOWA, COUNTY OF
BOAT LOCATED IN COUNTY OF , STATE OF IOWA
1. DATE OF SALE AND PARTIES. This Bill of Sale is made and takes effect on (the “Date of Sale”), by and between:
The Date of Sale matters — the title-application, registration, and tax deadlines in your state instructions run from this date.
SELLER — FULL LEGAL NAME STREET ADDRESS CITY, STATE, ZIP COUNTY OF RESIDENCE DRIVER’S LICENSE / ID NO. (OPTIONAL)   |   BUYER — FULL LEGAL NAME STREET ADDRESS CITY, STATE, ZIP COUNTY OF RESIDENCE DRIVER’S LICENSE / ID NO. (OPTIONAL)
Seller and Buyer are each referred to as a “Party” and together as the “Parties.”
2. BOAT / VESSEL, MOTOR, AND TRAILER SOLD. Seller sells, transfers, and conveys to Buyer the following boat or vessel (the “Boat”), together with any outboard motor(s), trailer, and equipment described in this Bill of Sale as included in this sale (collectively with the Boat, the “Sold Assets”):
YEAR MAKE MODEL LENGTH (FT.) HULL ID NO. (HIN) GENERAL BOAT TYPE REG. / DOC. NO. TITLE NO. (IF ANY)
The HIN is the 12-character hull identification number on the transom. If the vessel is documented with the U.S. Coast Guard, also complete U.S. Coast Guard Form CG-1340 (Bill of Sale) for recording at the National Vessel Documentation Center — this Bill of Sale is the parties’ sale contract and does not replace the federal recording form. See the included instructions.
☐ Outboard motor(s) included in this sale (check one): ☐ None ☐ As described below:
MOTOR MAKE MODEL / YEAR SERIAL NO. HORSEPOWER / HOURS
Many states title or register outboard motors separately from the hull — see your state instructions.
☐ Trailer (check one): ☐ None ☐ Included in this sale
TRAILER MAKE MODEL / YEAR TRAILER VIN / SERIAL LICENSE PLATE NO.
Trailers are usually titled and registered by the motor-vehicle agency, not the boating agency — see your state instructions. To sell a trailer apart from the boat, use a motor-vehicle bill of sale for the trailer.
3. ENGINE AND EQUIPMENT DESCRIPTION (OPTIONAL). Engine(s) (inboard): describe make, model, year, type, hours, and serial numbers, if any:

Equipment included in this sale (deck equipment, electronics, navigation equipment, safety equipment, sails and rigging):

4. PURCHASE PRICE AND PAYMENT. The Parties agree to the following consideration (check ONE):
☐ Paid in full. Seller acknowledges receipt of the total purchase price of $ (the “Purchase Price”) from Buyer on or before the Date of Sale.
☐ Down payment and promissory note (seller financing). Seller acknowledges receipt of a down payment of $, and Buyer agrees to pay the remaining balance of $ (together, the “Purchase Price”) according to a separate promissory note signed by Buyer and dated .
☐ Gift. The Sold Assets are transferred as a gift for no monetary consideration. Relationship of Buyer to Seller (if any): .
Gift transfers can change tax and title paperwork — see your state instructions before choosing the gift lane.
Optional price allocation (some states tax, title, or register the boat, motor, and trailer separately — see your state instructions):
BOAT $ MOTOR(S) $ TRAILER $
Seller’s lien (seller financing only). If the seller-financing option is selected, Buyer grants Seller a purchase-money security interest in the Sold Assets to secure payment of the unpaid balance evidenced by the promissory note described above; when Buyer signs this Bill of Sale, it also serves as the security agreement for that security interest under the Uniform Commercial Code (the Parties may also sign a separate security agreement with additional terms). Title to the Boat (or, where the Boat is not titled, ownership of the Sold Assets) transfers to Buyer at delivery. Seller’s lien will be recorded by the method described in the included state instructions — for a titled boat, motor, or trailer, by noting Seller as lienholder on the certificate of title. When the note is paid off, Seller will sign any required lien release and deliver it to Buyer promptly.
5. TRANSFER. For the consideration stated above (or, if the gift option is selected, for no monetary consideration), Seller sells, transfers, and conveys the Sold Assets to Buyer and Buyer’s successors and assigns.
Seller will deliver to Buyer, on the Date of Sale (or on the following date, if the Parties agree: ): (a) possession of the Sold Assets; (b) the certificate(s) of title for the Boat, motor, and trailer, each signed to transfer ownership to Buyer (for any of the Sold Assets that are titled); and (c) all keys, fobs, and registration documents for the Sold Assets in Seller’s possession.
6. WARRANTY OF TITLE. Seller warrants that Seller is the true and lawful owner of the Sold Assets and has the right to sell them; that, except as disclosed in this Bill of Sale, the Sold Assets are free and clear of all liens, security interests, encumbrances, claims, and demands of every kind; and that Seller will warrant and defend title to the Sold Assets to Buyer against every person lawfully claiming them.
☐ Existing liens or encumbrances held by third parties and disclosed by Seller (check one): ☐ None ☐ As follows:
Disclose any existing third-party lien above and pay it off at or before delivery (your state instructions describe the payoff-and-release procedure). Selling the Sold Assets with an undisclosed lien breaches the warranty in this section. A seller-financing lien created by the payment section above is not a defect in title.
☐ 7. CONDITION OF THE SOLD ASSETS. Inspection (check one): the Sold Assets ☐ have ☐ have not been inspected by an independent qualified marine surveyor or mechanic chosen by Buyer, and the inspection report ☐ is ☐ is not attached to and made part of this Bill of Sale.
☐ Seller represents that the condition of the Sold Assets is (check one): ☐ Excellent ☐ Good ☐ Fair ☐ Poor ☐ Not working / for parts, and that Seller has disclosed below every defect known to Seller.
Known defects (list all; write “None” if none):

8. ADDITIONAL TERMS (OPTIONAL). The Parties agree to the following additional terms, if any:

9. GOVERNING LAW. This Bill of Sale is governed by the laws of the State of Iowa, without regard to conflict-of-laws rules.
10. SIGNATURES. The Parties are signing this Bill of Sale on the Date of Sale first written above (or on the date written next to each signature). Every owner listed on the current title or ownership records must sign — additional sellers or buyers sign in the Additional Terms section or on a duplicate original.
Each party should sign two identical originals and keep one. The buyer will need this Bill of Sale — and, where the boat, motor, or trailer is titled, the signed title assignment(s) — to register or title the Sold Assets. See your state instructions.
SIGNATURE OF SELLER PRINTED NAME OF SELLER DATE SIGNED   |   SIGNATURE OF BUYER PRINTED NAME OF BUYER DATE SIGNED
11. NOTARY ACKNOWLEDGMENT (OPTIONAL UNLESS REQUIRED).
Most states do not require a bill of sale to be notarized. A few require notarization of the title-assignment paperwork instead — see your state instructions before skipping this section.
STATE OF IOWA, COUNTY OF .
On , before me, the undersigned notary public, personally appeared , known to me (or proved to me on satisfactory evidence) to be the person whose name is signed above as Seller, and acknowledged to me that they signed this Bill of Sale for the purposes stated in it.
WITNESS my hand and official seal.
NOTARY PUBLIC SIGNATURE   |   My commission expires: [ Notarial seal ]

Fillable fields work best in Microsoft Word; the document also prints cleanly for pen completion.

100% satisfaction guarantee

ILRG provides self-help legal forms and download support. Attorney-drafted PublicLegal bill of sale forms are provided for you to complete with your own transaction information. Agency title, registration, tax, and recording requirements vary by state and transaction — your state Instructions & Rider lists the steps and official forms. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.

Frequently Asked Questions About Iowa Watercraft Bills of Sale

Do I need a bill of sale to register a boat in Iowa?

Most states ask for a bill of sale when registering or titling a boat — but boat paperwork splits three ways: state-titled, registration-only, and USCG-documented (which uses federal form CG-1340). Your Iowa Instructions & Rider tells you which lane your boat is in and links the right agency forms.

What warranties am I making with a warranty bill of sale?

This form carries: (1) Warranty of title — you own the item and have the right to sell it; (2) Warranty against encumbrances — the item is free of liens, loans, or claims, except any you disclose in writing; (3) Warranty of condition — the item matches the condition you state. These warranties create legal liability if false, so use this form only when you can truthfully make them. If you are unsure about condition or history, use the as-is version instead — it keeps the ownership warranty and drops the condition warranty.

What does this boat bill of sale record?

The hull identification number (HIN), year, make, model, length, and boat type; any included outboard motor and trailer with their own identification; registration, documentation, or title numbers; the price with an optional allocation between boat, motor, and trailer; the date of sale; warranties; and both parties’ signatures.

Who handles the title or registration and the taxes?

The buyer completes the title or registration with the Iowa agency named in your rider and generally pays any tax due at that time. The rider gives the Iowa rule, including gift treatment and the deadline that runs from the date of sale.

Can I use this kit when the seller finances the boat?

Yes. The instrument records the seller’s security interest in the boat, motor, trailer, and included equipment and can serve as the security agreement. Pair it with our Promissory Note (regular or balloon); a separate Security Agreement is optional if you want terms beyond this bill of sale. How the lien is recorded depends on your lane — title notation for titled vessels, a UCC-1 in registration-only states, or a preferred ship mortgage for documented vessels — and your Iowa rider gives the steps for your lane.

Does this bill of sale complete the transfer by itself?

No — it is the parties’ sale contract and proof of the deal. The agency’s title or registration process (or the Coast Guard recording process for documented vessels) completes the transfer. Your Iowa rider lists the forms, offices, fees, and deadlines.

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