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Indiana does not prescribe one statewide purchase-agreement form for an ordinary home resale. If a broker is handling the transaction, get the current agreement and addenda from the brokerage. If no broker is preparing the agreement, have an Indiana real-estate attorney prepare or review the written contract before either side signs. Choose your situation:
Obtain the current purchase agreement and transaction-specific addenda approved by the brokerage. Many brokerages use Indiana REALTORS® statewide forms as a member benefit, but those are private industry resources—not government forms required for every represented deal.
See brokerage-prepared agreement guidanceIndiana does not provide a required public purchase-agreement blank for an ordinary resale. Have an Indiana real-estate attorney prepare or review the written contract before signing.
See the FSBO contract optionsFor many sales of one-to-four-unit residential property, Indiana law requires the seller to complete, sign, and submit a compliant disclosure to the buyer before accepting an offer. Indiana’s official free form is the Seller’s Residential Real Estate Sales Disclosure, State Form 46234 (current Forms.IN.gov download verified R9 / 2-26 (confirm revision on download; admin-code images may lag)). It is not the purchase agreement and is not a substitute for an inspection.
Open official State Form 46234PublicLegal does not sell an Indiana REALTORS® purchase-agreement lookalike. When the official seller-disclosure form is the right document, we link you to it.
Indiana law and forms checked August 2026 · Sources include IC 32-21-5; State Form 46234 (R9 / 2-26); IC 25-34.1-12; 876 IAC 9-1; and EPA lead guidance
PublicLegal provides independent self-help guidance and links to official Indiana sources. We do not sell or reproduce Indiana REALTORS® purchase contracts.
A signed purchase agreement can bind the parties subject to its terms. The two-business-day right in IC 32-21-5-13 applies when a disclosure delivered after acceptance reveals a statutory defect—it is not a general cancel-for-any-reason period.
Editorial summary based on Indiana Code chapter 32-21-5 (residential real estate sales disclosure), including delivery and enforceability rules in IC 32-21-5-10, settlement updates in §12, and the two-business-day defect rescission in §13; State Form 46234 (current Forms.IN.gov revision R9 / 2-26); 876 IAC 9-1; psychologically affected property rules in IC 32-21-6; land-sale writing rules in IC 32-21-1-1; written listing and buyer-agency agreement requirements in IC 25-34.1-12-1 and 12-2; Indiana PLA materials; and EPA lead-disclosure guidance. Confirm the current statute text and the current official form revision before relying on deadlines. PublicLegal does not sell an Indiana purchase-agreement substitute on this page.
The purchase agreement creates the parties’ contractual obligations. The Seller’s Residential Real Estate Sales Disclosure is a separate statutory document about the seller’s current actual knowledge of covered conditions. The deed transfers title later at closing. Do not treat a deed form as a substitute for the purchase agreement.
Indiana does not issue one free government residential purchase blank for ordinary resales. Licensed practice often uses brokerage-authorized or Indiana REALTORS® forms. Industry access rules do not make those forms “official state” purchase contracts, and PublicLegal does not sell lookalikes.
Indiana residential transactions commonly close through a title company or closing agent. That provider coordinates title, funds, and recording logistics. It is not automatically your personal lawyer for negotiating contract rights or disclosure disputes.
If an Indiana real-estate broker or agent is handling your transaction, that professional typically selects and supplies the current purchase agreement and addenda authorized by the brokerage. Many brokerages use Indiana REALTORS® statewide legal forms. Those are industry forms available through authorized professionals—not free public state purchase blanks and not PublicLegal products.
Listing agreements and buyer-agency agreements are separate from the purchase contract. Indiana law requires listing agreements and buyer-agency agreements to be in writing (paper or electronic), show a definite expiration date, and provide a copy to the client within three business days of signing, with the broker retaining the original and electronic files (IC 25-34.1-12-1 and 12-2).
Your broker should also coordinate the Seller’s Residential Real Estate Sales Disclosure when IC 32-21-5 applies. PublicLegal does not host, sell, or reproduce Indiana REALTORS® purchase agreements. Ask which form and revision is being used and read financing, inspection, earnest money, title, appraisal, disclosure, possession, and default provisions carefully before signing.
Indiana does not publish a free statewide government purchase-agreement blank for ordinary FSBO resales. Unrepresented parties still need a signed written agreement covering price, property description, earnest money, financing, inspections, title, closing, possession, defaults, and related logistics. An action involving a contract for the sale of land generally requires a writing signed by the party against whom enforcement is sought (IC 32-21-1-1).
The safer contract path is an Indiana real-estate attorney who prepares or reviews the agreement before anyone signs. Do not rely on random internet blanks labeled “Indiana,” and do not treat circulating association specimens as free public consumer forms.
FSBO sellers remain subject to IC 32-21-5 when the transfer is covered, unless an exemption applies. Use the current official State Form 46234 or another form that contains the information required by IC 32-21-5-7. Federal lead rules still apply to most pre-1978 housing. Select a title or closing professional early. PublicLegal does not sell an Indiana purchase-agreement substitute on this page.
IC 32-21-5 generally applies to a sale, exchange, installment sales contract, or lease with an option to buy residential real estate that contains not more than four residential dwelling units. The statute lists exemptions, including certain court-ordered transfers, foreclosure and deed-in-lieu transfers, specified fiduciary transfers, co-owner-to-co-owner transfers, certain family transfers, tax-failure transfers, governmental transfers, the first sale of a dwelling that has not been inhabited, and transfers to a living trust. Confirm the statute for your facts before assuming an exemption.
The Indiana Real Estate Commission adopts a specific disclosure form under IC 32-21-5-7. The practical official form is the Seller’s Residential Real Estate Sales Disclosure, State Form 46234. The current Forms.IN.gov catalog version verified for this page is revision R9 / 2-26. An owner may prepare or use another form that contains the information required by section 7 (IC 32-21-5-8). Form 46234 is the official and lowest-risk default—not a paid PublicLegal product.
Delivery timing is critical. An owner must complete and sign a disclosure form and submit it to a prospective buyer before an offer for the sale is accepted (IC 32-21-5-10). Before closing, an accepted offer is not enforceable against the buyer until the owner and prospective buyer have signed the disclosure form. After closing, failure to deliver does not by itself invalidate the transaction. A buyer may not invalidate a transaction merely by failing to sign a seller’s disclosure form that the buyer has already received or acknowledged.
If a prospective buyer receives a disclosure form or an amended disclosure form after an offer has been accepted that discloses a defect, the buyer may, after receipt and within two business days, nullify the contract by delivering a written rescission to the owner or the owner’s agent and is entitled to return of deposits (IC 32-21-5-13). “Defect” is defined in IC 32-21-5-4. That limited right is not a general statewide cooling-off period for every accepted offer.
At or before settlement, the owner must disclose any material change in the physical condition of the property or certify that the condition is substantially the same as when the disclosure form was provided (IC 32-21-5-12). Owner liability for errors has statutory limits when the problem was not within actual knowledge or was based on certain third-party information the owner reasonably believed and was not negligent in obtaining (IC 32-21-5-11).
If the property is covered by homeowners-association governing documents, IC 32-21-5-8.5 requires the seller to provide specified HOA information and recorded governing documents not later than ten days before closing. That HOA packet is separate from the earlier Form 46234 timing.
Indiana’s psychologically affected property chapter (IC 32-21-6) generally does not require an owner or agent to disclose that a property is psychologically affected, and permits refusal to disclose details. An owner or agent may not intentionally misrepresent a fact concerning a psychologically affected property in response to a direct inquiry. Physical contamination and known meth manufacture or dumping issues remain separate disclosure subjects under the residential sales-disclosure rules.
Most housing built before 1978 also triggers federal lead-based paint disclosures and the EPA pamphlet. Local well, septic, flood, historic-district, and municipal requirements may also apply. The disclosure form is not a warranty and is not a substitute for inspections.
Key points to keep straight:
When in doubt about what must be disclosed for your facts, ask Indiana counsel. Use the current official form and the actual signed purchase agreement.
We do not sell an Indiana purchase-agreement substitute. When you need a related PublicLegal product, these are optional and stage-specific. Deed product links are omitted here while separate Indiana deed-page legal copy is under remediation.
Use this as a practical sequence—not a substitute for advice on your facts.
Depending on the property and transaction, parties may also need to address:
Disclosures and agent statements are not a warranty of condition. Preserve inspection and title rights in the signed agreement.
Closing practices vary. Many residential deals use a title company or closing agent to handle the title commitment, funds, signing, and recording. That provider is not automatically your personal lawyer for negotiating contract rights or disclosure disputes. In many represented residential transactions, 876 IAC 8-2-4 also generally requires the listing and selling brokers to attend closing or designate another broker, subject to the rule’s exceptions—confirm current rule text for your facts.
An Indiana real-estate attorney can prepare or review the purchase agreement, advise on title objections, HOA documents, late or disputed disclosures, estate or entity authority, and custom terms. Consider counsel early in FSBO deals and whenever deadlines or documents are unclear.
The purchase agreement creates the sale obligations. The deed conveys title at closing. A deed form is not a substitute for the purchase agreement. PublicLegal is not currently linking Indiana deed product pages from this guidance page while separate deed-page legal copy is under remediation—ask your closer or counsel which deed form fits your transaction.
Independently verify wire instructions. Real-estate wire fraud is common.
That keeps this page honest: orientation and primary-source links, not a substitute for brokerage-authorized forms or Indiana legal advice.
No. Indiana does not currently publish a free statewide residential purchase agreement for ordinary resales. Brokered deals usually use the current brokerage-authorized form. PublicLegal does not sell an Indiana REALTORS® lookalike.
No. State Form 46234 is the Seller’s Residential Real Estate Sales Disclosure. It addresses the seller’s current actual knowledge of covered property conditions. It is not the purchase agreement and is not a warranty or inspection substitute.
IC 32-21-5 generally covers sales, exchanges, installment sales contracts, and leases with option to buy for residential real estate with not more than four dwelling units, subject to listed exemptions. Confirm the statute for your facts. When the chapter applies, the seller must provide a compliant disclosure; Form 46234 is the official default, and IC 32-21-5-8 also allows another form containing the required information.
The owner must complete, sign, and submit the disclosure to the prospective buyer before an offer is accepted. Before closing, an accepted offer is not enforceable against the buyer until owner and buyer have signed the disclosure form, subject to the statute’s rules about a buyer who already received or acknowledged the form.
No. The two-business-day written rescission in IC 32-21-5-13 applies when a disclosure or amended disclosure received after offer acceptance discloses a statutory defect. It is not a general cancel-for-any-reason cooling-off period for every Indiana home purchase.
For property covered by homeowners-association governing documents, IC 32-21-5-8.5 requires specified HOA disclosures and recorded governing documents not later than ten days before closing. That packet is separate from Form 46234 timing.
Indiana generally does not require disclosure that a property is psychologically affected and permits refusal to disclose those details. An owner or agent may not intentionally misrepresent a fact concerning a psychologically affected property in response to a direct inquiry. Physical contamination and known meth manufacture or dumping issues are separate disclosure subjects.
Indiana does not publish a free official purchase-agreement blank for ordinary resales. Having an Indiana real-estate attorney prepare or review the written agreement before signature is the safer unrepresented path. This page is orientation, not representation.
No. The purchase agreement is the contract to buy and sell. Title typically transfers later by deed at closing. A deed form is not a substitute for the purchase agreement.
PublicLegal provides self-help forms and information. This is not legal advice. Real estate purchase and disclosure rules vary by state and transaction. Confirm requirements for your property with a qualified professional when needed.