Virginia Residential Purchase Agreements & Seller Disclosures
Virginia’s Real Estate Board does not publish a government residential purchase-agreement blank for ordinary home resales. If a broker or agent is handling the offer, use the brokerage’s current authorized agreement and addenda. If no brokerage is preparing the agreement, have a Virginia real-estate attorney prepare or review the written contract before anyone signs. Virginia’s official property-disclosure process is separate from the purchase agreement. Choose your situation:
Working with a broker or agent
Ask the brokerage which current authorized purchase agreement and addenda apply. Virginia REALTORS® maintains an industry Residential Contract of Purchase, but it is not a government form and is not legally required for every transaction.
Virginia does not provide a government FSBO purchase-agreement blank. Have a Virginia real-estate attorney prepare or review the written contract before signing, including the required Choice of Settlement Agent language.
Use Virginia’s official disclosure materials before contract ratification
For a covered transfer of one-to-four-unit residential property, the owner must notify the purchaser of the current Residential Property Disclosure Act disclosures before the purchase contract is ratified. The official statement is mainly a buyer-beware due-diligence notice—not a seller-completed condition questionnaire. Complete the DPOR Seller and Purchaser Acknowledgement Form and check the forms hub for any property-specific written disclosures.
PublicLegal does not sell a Virginia REALTORS® purchase-contract lookalike. When the official DPOR disclosure materials are the right documents, we link you to them.
Virginia law and forms checked August 2026 · Sources include Va. Code §§55.1-700–714, 55.1-1007, 11-2; DPOR Residential Property Disclosure Statement (eff. July 1, 2026); EPA lead
PublicLegal provides independent self-help guidance and links to official Virginia sources. We do not sell or reproduce Virginia REALTORS® purchase contracts.
An accepted home-purchase contract may bind the parties. Virginia does not provide a general cancel-for-any-reason period. If required disclosures arrive after ratification, the limited statutory termination right under §55.1-709 can expire in three or five days—or earlier at settlement, occupancy, a qualifying mortgage application, or a separate written waiver. Termination under §55.1-709 must be given by written notice delivered by an authorized method (including hand delivery, qualifying mail with proof, electronic delivery, or overnight delivery) before the applicable deadline or earlier cutoff at settlement, occupancy, or deed recordation. A narrow statutory exception applies in specified noise-zone cases.
Last reviewed:
August 2026
Sources:
§55.1-709 · DPOR disclosures · §55.1-1007 · EPA lead
Editorial summary based on the Virginia Residential Property Disclosure Act (Va. Code §§55.1-700–714), including pre-ratification notification and limited late-delivery termination in §55.1-709; the current DPOR Residential Property Disclosure Statement (effective July 1, 2026) and Seller and Purchaser Acknowledgement Form; land-sale writing rules in §11-2; Choice of Settlement Agent requirements in §55.1-1007; brokerage-relationship disclosure in §54.1-2138; Common Interest Community resale rules in Title 55.1 Chapter 23.1; and EPA lead guidance. Confirm the current statute text and DPOR forms before relying on deadlines. PublicLegal does not sell a Virginia purchase-agreement substitute on this page.
Who this page is for
Buyers or sellers trying to understand how Virginia residential purchase agreements usually work
People working with a Virginia broker who want plain-English context before signing brokerage forms
FSBO parties who need a safe written-contract path and the correct disclosure checklist
Buyers tracking DPOR disclosure notification timing and the limited late-delivery termination clocks
Who should use another path
Anyone looking to buy a PublicLegal “official Virginia REALTORS® purchase agreement” — we do not sell that
Users who need a filled-in offer for a live transaction without professional help on complex terms
Commercial, heavily customized, development, or entity deals that need specialized Virginia counsel from the start
The purchase agreement creates the parties’ contractual obligations. The DPOR Residential Property Disclosure Statement is a separate statutory buyer-beware notice. Fact-specific affirmative disclosures and common-interest resale certificates are additional tracks when they apply. The deed transfers title later at settlement. Do not treat a deed form as a substitute for the purchase agreement.
Virginia does not issue one free government residential purchase blank for ordinary resales. Licensed practice often uses brokerage-authorized or Virginia REALTORS® forms. Industry access rules do not make those forms “official state” purchase contracts, and PublicLegal does not sell lookalikes.
Virginia is not an attorney-only closing state. Authorized settlement agents can include attorneys, title companies or agents, brokers, and certain financial institutions, subject to registration and other legal conditions. Only a retained Virginia lawyer may provide legal advice in that role.
Two common Virginia situations
Working with a broker or agent
If a Virginia real-estate broker or agent is handling your transaction, that professional typically selects and supplies the current purchase agreement and addenda authorized by the brokerage. Many brokerages use Virginia REALTORS® forms, including the Residential Contract of Purchase (Form 600). Those are industry forms—not free public government purchase blanks and not PublicLegal products. Ask which form and revision is being used.
Brokerage-relationship disclosure under Va. Code §54.1-2138 is a separate document from the purchase contract. It addresses representation when a licensee has a substantive discussion about specific property with an unrepresented person. Do not confuse that disclosure with the Residential Property Disclosure Act materials.
Your broker should also coordinate notification of the current DPOR residential property disclosures before ratification when Chapter 7 applies. PublicLegal does not host, sell, or reproduce Virginia REALTORS® purchase agreements. Read financing, inspection, earnest money, title, settlement, possession, and default provisions carefully before signing.
Buying or selling without a broker (FSBO)
Virginia does not publish a free statewide government purchase-agreement blank for ordinary FSBO resales. An action upon a contract for the sale of real estate generally requires a writing signed by the party to be charged or that party’s agent (Va. Code §11-2). That is a statute-of-frauds enforcement rule—not a free public form library. For attorney help, start with the Virginia Lawyer Referral Service linked in Official sources.
The safer contract path is a Virginia real-estate attorney who prepares or reviews the agreement before anyone signs. Contracts for the purchase of real estate containing not more than four residential dwelling units must include the statutory Choice of Settlement Agent language in at least 10-point boldface type (Va. Code §55.1-1007). Do not rely on random internet blanks labeled “Virginia.”
FSBO sellers remain subject to the Residential Property Disclosure Act when the transfer is covered, unless an exemption applies. Use the current DPOR statement, acknowledgement form, and any applicable affirmative disclosures. Federal lead rules still apply to most pre-1978 housing. Select a settlement agent early. PublicLegal does not sell a Virginia purchase-agreement substitute on this page.
Virginia seller disclosures: buyer-beware statement and affirmative forms
The Virginia Residential Property Disclosure Act (Va. Code §§55.1-700–714) generally applies to transfers by sale, exchange, installment land sales contract, or lease with option to buy of residential real property consisting of one to four dwelling units, whether or not a licensee is involved (§55.1-701). Statutory exemptions include certain court-ordered, foreclosure, fiduciary, co-owner, family, tax-failure, and governmental transfers, and the first sale of a dwelling—subject to important limits, including builder duties and military air-installation rules (§55.1-702).
For covered transfers, the owner furnishes a residential property disclosure statement provided by the Real Estate Board on its website (§55.1-703). The current DPOR statement (effective July 1, 2026) is principally a buyer-beware due-diligence notice: the owner makes no representations on many listed topics and purchasers are advised to investigate condition, boundaries, adjacent uses, wastewater, flood risk, easements, and other matters. It is not a multi-page seller-completed condition questionnaire like some other states use.
Parties also use the Board’s Seller and Purchaser Acknowledgement Form documenting that the purchaser has been advised of the disclosures on the Board website (§55.1-714). Separately, fact-specific affirmative written disclosures can be required—for example military air-installation zones (§55.1-704), pending building-code or zoning violations (§55.1-706), prior methamphetamine manufacture without required cleanup (§55.1-708), privately owned stormwater facilities (§55.1-708.1), and other Board forms on the DPOR hub.
Timing is critical. The owner must provide notification of required disclosures before ratification of a real estate purchase contract, or the purchaser may have a limited right to terminate under §55.1-709. If disclosures are delivered after ratification, the purchaser’s sole statutory remedy for that lateness is to terminate upon or prior to the earliest of: (i) three days after in-person or electronic delivery; (ii) five days after the postmark if mailed USPS postage prepaid and properly addressed; (iii) settlement; (iv) purchaser occupancy; (v) the purchaser’s written mortgage-loan application containing a disclosure that the termination right ends upon that application; or (vi) a separate written waiver after receiving the disclosure statement. Compliant termination is without penalty and the deposit is returned. That limited clock is not a general cancel-for-any-reason cooling-off period.
Buyer-beware does not mean sellers may lie. §55.1-713 preserves actual-damages remedies for failure or misrepresentation under the Act and other remedies for intentional or willful misrepresentation of condition. No cause of action arises under the chapter solely for failure to disclose a homicide, felony, or suicide, or an occurrence with no effect on the physical structure or environment. At or before settlement, the owner must disclose material changes in the disclosures made relative to the property (§55.1-711).
Common-interest community resales are a separate track under Title 55.1 Chapter 23.1 (resale certificate delivery and related contract disclosures). Do not rely on older repealed POA/condo packet section numbers. Most housing built before 1978 also triggers federal lead-based paint disclosures and the EPA pamphlet.
Key points to keep straight
Key points to keep straight:
Notify the purchaser of current DPOR disclosures before contract ratification when Chapter 7 applies
The official statement is mainly buyer-beware due diligence—not a universal multi-page seller condition report
Use the Seller and Purchaser Acknowledgement Form and any applicable affirmative disclosure forms
Late delivery can create a short statutory termination window (often 3 or 5 days)—not a general cooling-off period
Purchase contracts for ≤4 residential units must include Choice of Settlement Agent language in 10-point bold type
Federal lead rules still apply to most pre-1978 housing
Do not treat the disclosure statement as the purchase agreement
When in doubt about what must be disclosed for your facts, ask Virginia counsel. Use the current DPOR materials and the actual signed purchase agreement.
We do not sell a Virginia purchase-agreement substitute. When you need a related PublicLegal product, these are optional and stage-specific. Deed product links are omitted here while separate Virginia deed-page legal copy is under remediation.
Use this as a practical sequence—not a substitute for advice on your facts.
Confirm whether a Virginia broker is preparing the purchase agreement
If yes, obtain the current brokerage-authorized form and revision—do not rely on random internet blanks labeled “Virginia”
If no, arrange Virginia real-estate attorney preparation or review before anyone signs
Provide DPOR disclosure notification and complete the acknowledgement form before ratification when Chapter 7 applies
Check the DPOR forms hub for any property-specific affirmative disclosures
Include the statutory Choice of Settlement Agent language in ≤4-unit purchase contracts
Address federal lead materials for most pre-1978 housing
Request common-interest resale materials early when Chapter 23.1 may apply
Calendar every contractual and statutory deadline—especially any §55.1-709 clock
Treat the deed as part of settlement—not a DIY substitute for the purchase contract
Step summary
Identify who prepares the agreement
A broker-assisted deal uses the current brokerage-authorized form. An FSBO deal needs attorney-prepared or attorney-reviewed writing.
Handle official disclosures before ratification
Use the current DPOR statement, acknowledgement form, and any applicable affirmative disclosures. Watch the limited late-delivery termination clocks.
Investigate during any contractual contingency window
Buyer-beware notices are not a warranty. Preserve inspection and title rights in the signed agreement.
Close with a chosen settlement agent and verified instructions
Confirm §55.1-1007 language, select the settlement agent, and verify wires independently.
Inspections, contingencies, and other deal issues
Depending on the property and transaction, parties may also need to address:
Financing, appraisal, inspection, title, survey, insurance, and closing deadlines in the signed purchase agreement
Home, sewer, septic, well, radon, pest, and other inspections appropriate to the property
Federal lead materials for most pre-1978 housing
Common-interest community resale certificates and governing documents when Chapter 23.1 applies
Military air-installation, flood, historic-district, Chesapeake Bay RPA, and other due-diligence items flagged on the DPOR statement
Wire-fraud precautions—verify closing instructions by phone using a known number
The buyer-beware statement is not a warranty of condition. Preserve inspection and title rights in the signed agreement.
Virginia closings, settlement agents, and attorneys
Contracts for the purchase of real estate containing not more than four residential dwelling units must include statutory Choice of Settlement Agent language in at least 10-point boldface type (Va. Code §55.1-1007). The purchaser or borrower has the right to select the settlement agent. The seller may not require a particular settlement agent as a condition of sale, and those statutory rights may not be waived by agreement.
Authorized settlement agents can include licensed attorneys, title insurance companies or agents, real estate brokers, and certain financial institutions, subject to registration and other legal conditions. A settlement agent coordinates documents and funds; only a retained Virginia lawyer may provide legal advice in that role.
A Virginia real-estate attorney can prepare or review the purchase agreement, advise on title objections, disclosure timing, common-interest documents, estate or entity authority, and custom terms. Consider counsel early in FSBO deals and whenever deadlines or documents are unclear.
The purchase agreement creates the sale obligations. The deed conveys title at settlement. PublicLegal is not currently linking Virginia deed product pages from this guidance page while separate deed-page legal copy is under remediation—ask your settlement agent or counsel which deed form fits your transaction.
Independently verify wire instructions. Real-estate wire fraud is common.
When to talk with a Virginia real estate attorney
No broker is involved and you need a purchase agreement prepared or reviewed
You do not understand brokerage-form deadlines, contingencies, or earnest-money terms
Seller financing, land contract, lease-option, trust, estate, entity, or boundary issues appear
A claimed Chapter 7 exemption is unclear
Disclosures arrive after ratification or a §55.1-709 clock may be running
Common-interest resale documents or short cancellation windows affect the deal
Custom occupancy, repair, or possession terms are requested
Is there an official Virginia government home purchase contract?
No. Virginia’s Real Estate Board does not currently publish a free statewide residential purchase agreement for ordinary resales. Brokered deals usually use the current brokerage-authorized form. PublicLegal does not sell a Virginia REALTORS® lookalike.
Is the DPOR Residential Property Disclosure Statement the purchase contract?
No. The official statement is mainly a buyer-beware due-diligence notice required under the Residential Property Disclosure Act. It is not the purchase agreement and is not a substitute for inspections or a multi-page seller condition report.
When must Virginia property disclosures be provided?
For covered transfers, the owner must provide notification of the required disclosures before the purchase contract is ratified. If disclosures arrive after ratification, the purchaser may have a limited statutory right to terminate under §55.1-709 subject to short clocks and earlier cutoffs.
Does a Virginia buyer always have three days to cancel after signing?
No. There is no general cancel-for-any-reason cooling-off period for ordinary residential purchases. The three-day and five-day clocks in §55.1-709 apply to late delivery of required disclosures after ratification, and the right can end earlier at settlement, occupancy, a qualifying mortgage application, or a separate written waiver.
Who chooses the settlement agent in Virginia?
For purchase contracts involving not more than four residential dwelling units, the purchaser or borrower has the right to select the settlement agent. The contract must include statutory Choice of Settlement Agent language in at least 10-point boldface type, and the seller may not require a particular settlement agent as a condition of sale.
Do sellers have to fill out a detailed condition questionnaire?
Virginia’s core official statement is not a universal multi-page seller condition questionnaire. It is a buyer-beware notice. Separate affirmative written disclosures can still be required when specific facts apply, and sellers remain exposed for intentional or willful misrepresentation.
Must a seller disclose a death or crime on the property?
Under §55.1-713, no cause of action arises against an owner or real-estate licensee under the chapter for failure to disclose that the property was the site of a homicide, felony, or suicide, or of an occurrence that had no effect on the physical structure or environment. That does not authorize intentional misrepresentation of physical condition.
Do I need an attorney for a Virginia FSBO sale?
Virginia does not publish a free official purchase-agreement blank for ordinary resales. Having a Virginia real-estate attorney prepare or review the written agreement before signature is the safer unrepresented path. This page is orientation, not representation.
Is a deed the same as the purchase agreement?
No. The purchase agreement is the contract to buy and sell. Title typically transfers later by deed at settlement. A deed form is not a substitute for the purchase agreement.
PublicLegal provides self-help forms and information. This is not legal advice. Real estate purchase and disclosure rules vary by state and transaction. Confirm requirements for your property with a qualified professional when needed.
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