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A California grant deed is a legal document used to transfer real estate ownership. It includes implicit guarantees that the grantor has not already sold the property to someone else and that the property is free of encumbrances placed during the grantor's period of ownership, except those disclosed. It does not warrant the entire historical chain of title.
A grant deed guarantees the title against encumbrances made only during the current owner's tenure, whereas a full warranty deed covers the entire history of the property. Both offer significantly more protection than a quitclaim deed.
Yes, if the property is a marital homestead or subject to community property rules, California law dictates that both spouses sign the deed to release their rights.
You must take the original, notarized deed to the County Recorder in the jurisdiction where the property is physically located and pay the required recording fee.
No, a deed only transfers the property title. It does not eliminate your financial obligation to pay an existing mortgage. You remain responsible for the loan unless the lender explicitly agrees to a refinance or assumption.
Yes, California has county-level transfer taxes (typically ~$1.10 per $1,000 of value). LA County and some cities charge additional local transfer taxes. These fees apply when filing the deed.
Yes, you can draft your own deed as long as it strictly adheres to California's legal requirements for formatting, legal description, and notarization.