Connecticut Quitclaim Deed

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What Is a Connecticut Quitclaim Deed?

An Connecticut quitclaim deed is a legal document used to transfer whatever ownership interest a person (the grantor) currently holds in a property to another party (the grantee), without providing any guarantees about the title's history. It makes no promises that the property is free of liens, mortgages, or other encumbrances. The grantee accepts the property entirely "as is" regarding the title status.

When to Use a Quitclaim Deed in Connecticut

  • Transferring property between close family members, such as from parents to children.
  • Adding or removing a spouse's name from the property title following marriage or divorce.
  • Moving personal real estate into a living trust or a closely held LLC.
  • Clearing up a minor title defect or ambiguity discovered in the public records.

Connecticut Requirements for Quitclaim Deeds

  • Signing: The grantor(s) must sign the deed.
  • Notarization: The grantor's signature must be acknowledged by a notary public.
  • Witnesses: 1 witnesses are required by Connecticut law.
  • Recording: The deed must be filed with the Town Clerk in the county or jurisdiction where the land is located.
  • Transfer Tax / Recording Fees: 0.75% (seller pays); conveyance tax. Attorney state; real estate conveyance tax form required.
  • Legal Description: A complete and accurate legal description of the property is mandatory.

Quitclaim Deed vs Other Deeds in Connecticut

The primary difference is the level of title protection. An Connecticut warranty deed or grant deed includes promises from the seller that the title is clear and defendable. A quitclaim deed provides zero warranties, leaving the new owner responsible for any historical title issues.

Frequently Asked Questions

Do I need a lawyer for a quitclaim deed in Connecticut?

Connecticut is an attorney-closing state, and while you are not strictly required to hire an attorney for a simple quitclaim transfer, it is strongly recommended. The Connecticut Bar Association considers attorney involvement essential for most real estate transfers, and the Town Clerk may reject improperly prepared deeds.

Does Connecticut charge a transfer tax on quitclaim deeds?

Yes. Connecticut charges a real estate conveyance tax of $0.75 per $500 of consideration (0.15%) for most transfers. For properties sold over $800,000, the rate increases to $1.25 per $500. The seller typically pays this tax, though it is negotiable. Exemptions exist for certain family transfers and nominal consideration deeds.

Where do I record a Connecticut quitclaim deed?

You must take the original, notarized deed to the Town Clerk in the jurisdiction where the property is physically located and pay the required recording fee.

Does a quitclaim deed transfer my mortgage in Connecticut?

No, a deed only transfers the property title. It does not eliminate your financial obligation to pay an existing mortgage. You remain responsible for the loan unless the lender explicitly agrees to a refinance or assumption.

Are there transfer taxes on a Connecticut quitclaim deed?

0.75% (seller pays); conveyance tax. Additional local recording fees also apply when filing the deed.

Can I write my own quitclaim deed in Connecticut?

Yes, you can draft your own deed as long as it strictly adheres to Connecticut's legal requirements for formatting, legal description, and notarization.