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Kentucky deed packet

Kentucky Warranty Deed

A Kentucky warranty deed transfers real estate with the grantor's title warranties. Download the editable Word deed and step-by-step completion and recording checklist.

  • Updated August 2026
  • Attorney-reviewed
  • Recording guidance included
  • Editable Word format
  • PublicLegal since 1995
  • 100% satisfaction guarantee

Is this the right deed type? A warranty deed includes the grantor's full title warranties — the broadest title protection of the standard deed types.

Included documents

This download includes 2 documents in editable Word format. Complete them on your own computer, then print, sign, and record.

  • Kentucky Warranty Deed (blank form) Core deed document — the recordable instrument Word (.DOCX)
  • Deed completion and recording checklist Guidance — do not record Word (.DOCX)

Packet is delivered in Word format; no blank PDF of the deed is included.

How your Kentucky deed gets completed and recorded

A simple three-step workflow; the packet guides you through each one.

1

Prepare

Gather the current deed or title record and the exact legal description of the property before you start.

2

Execute

Complete the blank deed and follow the included state guidance for signing, acknowledgment, and related requirements.

3

Record

Confirm your county recorder's cover sheets, transfer forms, fees, and local practices, then submit the executed deed.

This packet contains a PublicLegal-authored Kentucky deed, not a county-issued form. Record the completed deed with the County Clerk. County, city, or town cover sheets, transfer or tax forms, fees, and filing procedures may apply. Only the documents listed under Included documents are included.
Kentucky recording note. Record with the County Clerk of the county where the land, or the greater part, lies. A Kentucky county clerk cannot lodge a deed unless it contains the KRS 382.135 sworn consideration certificate signed and notarized by the grantor and the grantee, plus mailing addresses and the in-care-of tax-bill address. Ordinary acknowledged deeds need no witnesses. Include a derivation clause (KRS 382.110). If the grantor is married and holds title individually, the spouse should sign to release dower or curtesy rights (KRS 392.020). Transfer tax is $0.50 per $500 unless a KRS 142.050(7) exemption applies.

Preview the Kentucky Warranty Deed

See page 1 of the actual blank form and review a plain-language outline of what appears on page 1. The complete formatted packet is delivered after checkout.

Get Complete Editable Packet — $9.99
Page 1 of the blank Kentucky Warranty Deed included in the download
Page 1 of the actual blank Kentucky Warranty Deed included in your download.
This outline is not the form itself. Your download includes the complete editable blank form and separate instructions.

About this Kentucky form

What Is a Kentucky Warranty Deed?

A Kentucky warranty deed is a legal document used to transfer real estate ownership from a grantor (seller) to a grantee (buyer) with the highest level of protection. It includes a full guarantee that the grantor holds clear title to the property, has the right to sell it, and that the property is free of undisclosed liens, mortgages, or other encumbrances. If a title issue arises later, the grantor is legally liable to defend the title and compensate the grantee.

When to Use a Warranty Deed in Kentucky

Warranty deeds are the standard instrument for formal real estate transactions. Common scenarios include:

  • Buying or selling residential or commercial property on the open market.
  • Transactions involving a title insurance company and mortgage lender, which almost always require a warranty deed.
  • Transfers where the buyer wants maximum legal assurance against past title defects or ownership claims.

Kentucky Requirements for Warranty Deeds

  • Signing: The grantor signs the deed. The grantee does not sign the conveyance. The grantor or agent and the grantee or agent both sign and swear the KRS 382.135 consideration certificate. If the grantor is married and holds title individually, the spouse should sign to release dower or curtesy rights (KRS 392.020).
  • Notarization: The grantor's signature must be acknowledged before a notary public.
  • Witnesses: An ordinary Kentucky deed that is properly acknowledged needs no witnesses (KRS 382.130).
  • Recording: Record with the County Clerk of the county where the land, or the greater part, lies. Include a derivation clause (KRS 382.110). The clerk cannot lodge a deed without the KRS 382.135 sworn consideration certificate.
  • Transfer Tax / Recording Fees: Kentucky transfer tax is $0.50 per $500 of value unless a KRS 142.050(7) exemption applies and is stated. Do not assume a family gift or quitclaim is tax-free. Recording fees vary by county.
  • Legal Description: A formal legal description must be included.

Warranty Deed vs Quitclaim Deed in Kentucky

A warranty deed provides the grantee with a legal guarantee of a clear title and holds the grantor liable for any undisclosed title issues. A quitclaim deed, however, offers no such warranties; it simply transfers whatever interest the grantor has at that moment. Warranty deeds are for standard sales, while quitclaim deeds are usually for transfers between trusted parties or family members.

PublicLegal-authored self-help deed form. Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.

100% satisfaction guarantee

ILRG provides self-help deed forms and download support. Attorney-reviewed PublicLegal-authored deed forms are provided for you to complete with your own transaction information. Deed recording requirements, supplemental forms, transfer taxes, title-company practices, and legal suitability vary by jurisdiction and transaction. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.

Frequently Asked Questions About Kentucky Warranty Deed Forms

Yes, a recorded warranty deed is the standard legal proof of ownership. It shows that the property was transferred to you with full guarantees of clear title.

Yes, it is highly recommended. While the warranty deed gives you the right to sue the grantor for title defects, title insurance ensures you have financial backing and legal defense without having to track down the grantor.

Deeds are recorded at the local County Clerk for the county where the property is located.

A Kentucky warranty deed in this packet is made “with general warranty” (KRS 382.030). The grantor covenants seisin, right to convey, freedom from encumbrances except as stated, quiet possession, and to warrant and defend title. It is not a special warranty under KRS 382.040 and does not add further assurances.

Kentucky transfer tax is $0.50 per $500 of value unless a KRS 142.050(7) exemption applies and is stated on the deed. Do not assume a family gift or quitclaim is tax-free. Who pays is usually a contract point.

A warranty deed includes the grantor's warranty covenants — generally a promise that the grantor owns the property and will defend the title against claims, subject to any exceptions stated in the deed. It offers the grantee broader title protection than a quitclaim deed.

Warranty deeds are commonly used in arm's-length sales and other transfers where the grantee wants full title warranties from the grantor. Lenders and title insurers generally expect them for ordinary purchases.

The packet includes the blank state-specific deed in editable Word format plus a separate completion instructions and checklist document. A completed sample PDF may be offered as an optional add-on.

Recording offices review formatting, execution requirements such as notarization, and any required supplemental forms or fees, which vary by county. The included instructions cover the general process; confirm your county's current requirements before you record.

A warranty deed includes title warranties from the grantor; a quitclaim deed transfers only whatever interest the grantor may have, with no warranties at all. Compare the deed types available for Kentucky if you are unsure which fits your transfer.