PublicLegal-authored self-help deed form. Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.
Missouri recording note. Missouri deeds need a complete legal description, acknowledgment, and one grantee mailing address for recording. Homestead property generally requires both spouses to join, an unaffixed manufactured home is not transferred by the land deed alone, and county recording fees still apply.

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What Is a Missouri Warranty Deed?

A Missouri warranty deed transfers Missouri real estate with broad deed-warranty protection. It is different from Missouri's statutory grant, bargain, and sell deed, which carries narrower grant-deed covenants under section 442.420.

When to Use a Warranty Deed in Missouri

  • Buying or selling Missouri real estate in an ordinary arm's-length transaction.
  • Working with a buyer, lender, title company, or title insurer that expects general warranty protection.
  • Using the Missouri deed path when the grantor is willing to warrant and defend title generally.

Missouri Recording Notes

  • Signing: The grantor signs the deed. If the property is a married person's homestead, both spouses generally must join a deed, mortgage, or other encumbrance.
  • Notarization: The grantor's signature must be acknowledged before a notary or other authorized officer before recording.
  • Witnesses: Missouri does not require witnesses for an ordinary notarized deed.
  • Recording: Record the deed with the County Recorder of Deeds in the Missouri county where the property is located. The City of St. Louis is its own recording jurisdiction.
  • Grantee Mailing Address: Missouri recording rules generally require the mailing address of one grantee on the deed.
  • Transfer Tax / Fees: Missouri has no state real estate transfer tax and no nonresident-seller real-estate withholding at closing. County recording fees still apply.
  • Legal Description: Use the complete legal description from a prior deed, title commitment, survey, or other reliable title source. A street address or parcel number alone is not enough.
  • Manufactured Homes / Mortgages: A deed of land conveys an affixed manufactured home as real property, but an unaffixed manufactured home may require title or affixation steps. A deed does not release a mortgage, deed of trust, borrower obligation, or lien.

Warranty Deed vs Other Missouri Deeds

A Missouri warranty deed provides broader warranty protection than a quitclaim deed or Missouri statutory grant deed. A quitclaim deed transfers only whatever interest the grantor has, without warranties. Missouri grant, bargain, and sell covenants are valid but narrower and should not be equated with full general warranty protection.

Frequently Asked Questions

How is a Missouri warranty deed different from a Missouri grant deed?

A Missouri warranty deed uses express general warranty covenants. A Missouri grant deed is valid, but the statutory grant, bargain, and sell language under section 442.420 implies a narrower set of covenants and is not the same as a full general warranty deed.

Does Missouri require witnesses for a deed?

No. Missouri ordinary deeds require acknowledgment or proof, but not witnesses.

Does Missouri charge real estate transfer tax?

No. Missouri has no state real estate transfer tax and no nonresident-seller real-estate withholding at closing. County recording fees still apply.

Does my spouse need to sign a Missouri warranty deed?

If the property is a married person's homestead, both spouses generally must join a deed, mortgage, or other encumbrance.

Who provides this deed form?

PublicLegal provides this self-help deed form template for customers to complete with their own transaction information. For transaction-specific legal, title, or recording guidance, consult an attorney, title company, or the local recording office. Recording offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets.

Does this deed release a mortgage or clear liens?

No. A deed transfers title to real property. It does not release a borrower from an existing mortgage or deed of trust, remove liens, or replace lender consent, payoff, refinance, or assumption requirements.