PublicLegal Deed Form – Only $9.99
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Mississippi Warranty Deed
PublicLegal-authored self-help deed form.
Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.
Mississippi recording note.
Mississippi deeds are recorded with the county Chancery Clerk. Ordinary deeds require acknowledgment or proof, not witnesses, and if the property is Mississippi homestead, both spouses generally must sign even if only one spouse is on title.
What Is a Mississippi Warranty Deed?
A Mississippi warranty deed transfers Mississippi real estate with statutory warranty covenants when the deed uses unrestricted warranty language. Mississippi warranty wording imports five statutory covenants: seisin, power to sell, freedom from encumbrance, quiet enjoyment, and warranty of title.
When to Use a Warranty Deed in Mississippi
- Buying or selling Mississippi real estate when general warranty protection is intended.
- Working with a buyer, lender, title company, or title insurer that expects warranty-deed protection.
- Using the Mississippi deed path when the grantor is willing to provide title covenants.
Mississippi Recording Notes
- Signing: The grantor signs the deed. If the property is Mississippi homestead, both spouses generally must sign even if only one spouse is on title.
- Acknowledgment: Mississippi deeds require acknowledgment or proof for recording.
- Witnesses: Mississippi does not require deed witnesses for an ordinary acknowledged deed.
- Recording: Record the deed with the county Chancery Clerk where the property is located.
- Transfer Tax / Fees: Mississippi has no real-estate transfer tax for ordinary surface deeds, but county recording fees still apply. Mineral documentary tax can apply if minerals are conveyed.
- Withholding / Disclosure: A nonresident-owned Mississippi real-property sale with gross proceeds over $100,000 may require Mississippi withholding, and residential property-condition disclosure rules can apply to broker-assisted residential sales.
- Legal Description: Use the complete legal description from a prior deed, title commitment, survey, or other reliable title source. A street address or parcel number alone is usually not enough.
- Manufactured Homes / Mortgages: A land deed does not by itself transfer an unretired or unaffixed manufactured home, release a borrower from a deed of trust or mortgage, or clear liens.
Warranty Deed vs Other Mississippi Deeds
A warranty deed gives broader title-warranty protection than a quitclaim deed. A Mississippi quitclaim deed transfers whatever interest the grantor has, without warranties. Mississippi does not have a native statutory grant-deed category.
Frequently Asked Questions
What covenants does a Mississippi warranty deed provide?
Unrestricted Mississippi warranty wording imports five statutory covenants: seisin, power to sell, freedom from encumbrance, quiet enjoyment, and warranty of title. It does not add a sixth further-assurances covenant.
Does Mississippi require deed witnesses?
No. Mississippi requires acknowledgment or proof for recording, but ordinary deeds do not require deed witnesses.
Does Mississippi charge transfer tax on ordinary deeds?
Mississippi has no real-estate transfer tax for ordinary surface deeds, but county recording fees still apply and mineral documentary tax can apply if minerals are conveyed.
Do both spouses sign Mississippi homestead deeds?
If the property is Mississippi homestead, both spouses generally must sign even if only one spouse is on title.
Who provides this deed form?
PublicLegal provides this self-help deed form template for customers to complete with their own transaction information. For transaction-specific legal, title, or recording guidance, consult an attorney, title company, or the local recording office. Recording offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets.
Does this deed release a mortgage or clear liens?
No. A deed transfers title to real property. It does not release a borrower from an existing mortgage or deed of trust, remove liens, or replace lender consent, payoff, refinance, or assumption requirements.
"What does ILRG guarantee?"
ILRG provides self-help deed forms and download support. PublicLegal-authored deed forms are provided for customers to complete with their own transaction information. Deed recording requirements, supplemental forms, transfer taxes, title-company practices, and legal suitability vary by jurisdiction and transaction. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.