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Mississippi deed packet

Mississippi Warranty Deed

A Mississippi warranty deed transfers real estate with the grantor's title warranties. Download the editable Word deed and step-by-step completion and recording checklist.

  • Updated August 2026
  • Attorney-reviewed
  • Recording guidance included
  • Editable Word format
  • PublicLegal since 1995
  • 100% satisfaction guarantee

Is this the right deed type? A warranty deed includes the grantor's full title warranties — the broadest title protection of the standard deed types.

Included documents

This download includes 2 documents in editable Word format. Complete them on your own computer, then print, sign, and record.

  • Mississippi Warranty Deed (blank form) Core deed document — the recordable instrument Word (.DOCX)
  • Deed completion and recording checklist Guidance — do not record Word (.DOCX)

Packet is delivered in Word format; no blank PDF of the deed is included.

How your Mississippi deed gets completed and recorded

A simple three-step workflow; the packet guides you through each one.

1

Prepare

Gather the current deed or title record and the exact legal description of the property before you start.

2

Execute

Complete the blank deed and follow the included state guidance for signing, acknowledgment, and related requirements.

3

Record

Confirm your county recorder's cover sheets, transfer forms, fees, and local practices, then submit the executed deed.

This packet contains a PublicLegal-authored Mississippi deed, not a county-issued form. Record the completed deed with the Chancery Clerk. County, city, or town cover sheets, transfer or tax forms, fees, and filing procedures may apply. Only the documents listed under Included documents are included.
Mississippi recording note. Record with the Chancery Clerk of the county where the land lies. A Mississippi statutory warranty deed uses “convey and warrant” (§ 89-1-61) and imports five covenants including power to sell (§ 89-1-33), not six. A Mississippi quitclaim is a conveyance without any warranty and operates as a quitclaim and release (§ 89-1-37). Ordinary deeds require acknowledgment or proof, not witnesses; sign before a notary in person. There is no surface transfer tax. If the property is a homestead exempt from execution and the owner is married and living with the spouse, both must sign or the conveyance is not valid or binding and is void as to both spouses (§ 89-1-29).

Preview the Mississippi Warranty Deed

See page 1 of the actual blank form and review a plain-language outline of what appears on page 1. The complete formatted packet is delivered after checkout.

Get Complete Editable Packet — $9.99
Page 1 of the blank Mississippi Warranty Deed included in the download
Page 1 of the actual blank Mississippi Warranty Deed included in your download.
This outline is not the form itself. Your download includes the complete editable blank form and separate instructions.

About this Mississippi form

What Is a Mississippi Warranty Deed?

A Mississippi warranty deed is the statutory short form under Miss. Code § 89-1-61. The operative words are “convey and warrant.” The unrestricted word “warrant” imports the five covenants of § 89-1-33: seizin, power to sell, freedom from incumbrance, quiet enjoyment, and warranty of title. Mississippi does not import a sixth covenant of further assurances. Do not add “specially.”

When to Use a Warranty Deed in Mississippi

  • Purchasing residential or commercial property from an unrelated seller in a traditional sale.
  • Satisfying the requirements of a title insurance company to issue a title policy.
  • Meeting a lender’s requirements for statutory warranty protection before loan approval.

Mississippi Requirements for Warranty Deeds

  • Signing: The grantor(s) must sign. If the property is a homestead exempt from execution and the owner is married and living with the spouse, both must sign; otherwise the conveyance is not valid or binding and is void as to both spouses (§ 89-1-29; Ward v. Ward).
  • Notarization: Each executing signature must be acknowledged or proved (§§ 89-3-1, 89-3-7). Ordinary Mississippi deeds require no witnesses. Sign before a notary in person.
  • Recording: Record with the Chancery Clerk of the county where the land lies. First-page formatting follows § 89-5-24 (3-inch top reserved for the recorder; 10-point type; preparer, parties, return address, title, and indexing instruction on page 1).
  • Transfer tax: Mississippi has no surface real-estate transfer tax. Mineral documentary tax applies only if minerals are conveyed (§ 89-11-31). Nonresident-seller withholding under § 27-7-308 is a tax overlay, not a recording prerequisite.
  • Legal Description: A complete legal description is mandatory. A street address or parcel number is not a substitute.

Warranty Deed vs Other Deeds in Mississippi

A Mississippi statutory warranty deed (§ 89-1-61) uses “convey and warrant” and imports five covenants, including power to sell. A Mississippi quitclaim (§ 89-1-37) is a conveyance without any warranty. Mississippi has no separate “grant deed” category. A special-warranty formulation (“warrant specially”) is a different instrument and is not this packet.

PublicLegal-authored self-help deed form. Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.

100% satisfaction guarantee

ILRG provides self-help deed forms and download support. Attorney-reviewed PublicLegal-authored deed forms are provided for you to complete with your own transaction information. Deed recording requirements, supplemental forms, transfer taxes, title-company practices, and legal suitability vary by jurisdiction and transaction. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.

Frequently Asked Questions About Mississippi Warranty Deed Forms

Unrestricted “warrant” imports five covenants under § 89-1-33: seizin, power to sell, freedom from incumbrance, quiet enjoyment, and warranty of title. The covenant name is “power to sell,” not “right to convey.” It does not import further assurances.

Mississippi has no surface real-estate transfer tax. County recording fees still apply. Mineral documentary tax can apply if minerals are conveyed.

Record with the Chancery Clerk of the county where the land lies.

No. A deed transfers title. It does not release a borrower from an existing deed of trust or mortgage, remove liens, or replace lender consent, payoff, refinance, or assumption.

If the property is a homestead exempt from execution and the owner is married and living with the spouse, both must sign. Otherwise the conveyance is not valid or binding and Mississippi courts treat it as void as to both spouses. A titled spouse signs as a grantor.

PublicLegal provides this self-help deed form template for customers to complete with their own transaction information. For transaction-specific legal, title, tax, or recording guidance, consult an attorney, title company, tax professional, or the local Chancery Clerk.

A warranty deed includes the grantor's warranty covenants — generally a promise that the grantor owns the property and will defend the title against claims, subject to any exceptions stated in the deed. It offers the grantee broader title protection than a quitclaim deed.

Warranty deeds are commonly used in arm's-length sales and other transfers where the grantee wants full title warranties from the grantor. Lenders and title insurers generally expect them for ordinary purchases.

The packet includes the blank state-specific deed in editable Word format plus a separate completion instructions and checklist document. A completed sample PDF may be offered as an optional add-on.

Recording offices review formatting, execution requirements such as notarization, and any required supplemental forms or fees, which vary by county. The included instructions cover the general process; confirm your county's current requirements before you record.