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Montana deed packet

Montana Warranty Deed

A Montana warranty deed transfers real estate with the grantor's title warranties. Download the editable Word deed, the official Realty Transfer Certificate, and step-by-step completion and recording checklist.

  • Updated August 2026
  • Attorney-reviewed
  • Recording guidance included
  • Editable Word format
  • PublicLegal since 1995
  • 100% satisfaction guarantee

Is this the right deed type? A warranty deed includes the grantor's full title warranties — the broadest title protection of the standard deed types.

Included documents

This download includes 3 documents in Word and PDF formats. Complete them on your own computer, then print, sign, and record.

  • Montana Warranty Deed (blank form) Core deed document — the recordable instrument Word (.DOCX)
  • Deed completion and recording checklist Guidance — do not record Word (.DOCX)
  • Montana Realty Transfer Certificate (official Form RTC V4 + current-law cover) Required companion — record the official form with the deed; do not record the cover note in its place PDF

The blank deed ships in Word format. Official companion forms in this packet ship as PDF.

How your Montana deed gets completed and recorded

A simple three-step workflow; the packet guides you through each one.

1

Prepare

Gather the current deed or title record and the exact legal description of the property before you start.

2

Execute

Complete the blank deed and follow the included state guidance for signing, acknowledgment, and related requirements.

3

Record

Confirm your county recorder's cover sheets, transfer forms, fees, and local practices, then submit the executed deed.

This packet contains a PublicLegal-authored Montana deed, not a county-issued form. Record the completed deed with the County Clerk and Recorder. County, city, or town cover sheets, transfer or tax forms, fees, and filing procedures may apply. Only the documents listed under Included documents are included. Official office directory: Montana clerk-and-recorder directory.
Montana recording note. Montana deed recordings require a completed official Realty Transfer Certificate (Form RTC V4, 12/2025) to be filed with the County Clerk and Recorder. The clerk shall not record without it. This packet bundles the official form with a current-law cover note. Names on the RTC must match the deed. Exceptions omit the sale price only — they do not skip the form. Montana has no state or local real-property transfer tax, but recording fees apply. A married person's homestead generally must be executed and acknowledged by both spouses, including a valid common-law spouse; non-homestead or separate property can differ. Complete Form 640 inside the official PDF only if water rights are divided, severed, reserved, or exempted.

Preview the Montana Warranty Deed

See page 1 of the actual blank form and review a plain-language outline of what appears on page 1. The complete formatted packet is delivered after checkout.

Get Complete Editable Packet — $9.99
Page 1 of the blank Montana Warranty Deed included in the download
Page 1 of the actual blank Montana Warranty Deed included in your download.
This outline is not the form itself. Your download includes the complete editable blank form and separate instructions.

About this Montana form

What Is a Montana Warranty Deed?

A Montana warranty deed transfers Montana real estate with broad deed-warranty protection. It is the customary starting point for many ordinary arm's-length sale, lender, title-insurance, and open-market transactions. The grantor signs before a notary, and the completed deed is recorded with the county clerk and recorder where the property is located.

When to Use a Warranty Deed in Montana

  • Buying or selling residential or commercial Montana real estate in an ordinary sale transaction.
  • Working with a title company, lender, or buyer who expects warranty-deed protection.
  • Using the customary Montana deed path when the grantor is willing to give broad title covenants.

Montana Requirements for Warranty Deeds

  • Signing: The grantor signs the deed. If the property is a married person's homestead, both spouses generally must execute and acknowledge the deed. A married person may convey non-homestead or separate property alone.
  • Notarization: The grantor's signature must be acknowledged before a notary or other authorized officer before recording.
  • Witnesses: Montana does not require witnesses for an ordinary notarized deed.
  • Recording: Record the deed with the county clerk and recorder in the Montana county where the property is located.
  • Realty Transfer Certificate: A completed official Realty Transfer Certificate (Form RTC V4, 12/2025) must be filed with the County Clerk and Recorder when the deed is recorded. The clerk shall not record without it. This packet includes the official form with a current-law cover note. Names on the RTC must match the deed. Exceptions omit the sale price only — they do not skip the form. Do not use retired Form 488.
  • Water Rights: If water rights are divided, severed, reserved, or exempted, a DNRC Form 640 may also be required.
  • Transfer Tax / Recording Fees: Montana has no state or local real-property transfer tax (Mont. Const. Art. VIII, § 17). County recording fees still apply. Confirm the current amount with the County Clerk and Recorder.
  • Legal Description: Use the complete legal description from a prior deed, title commitment, survey, or other reliable title source. A street address or tax parcel number alone is usually not enough.

Warranty Deed vs Other Montana Deeds

A warranty deed provides broader title-warranty protection and is the usual Montana deed choice for many ordinary sale transactions. A quitclaim deed provides no deed warranties and is more often used for known-party, family, trust, or title-clearing transfers. A Montana grant deed is a valid limited-covenant deed under MCA § 70-20-304, but it is not the same as a full warranty deed.

Montana Recording Notes

Montana deeds are recorded at the county level. Formatting rules, legal-description requirements, homestead facts, water-rights issues, and supplemental forms can affect recordability. Confirm current county recording details and required supplemental forms before relying on a completed deed.

PublicLegal-authored self-help deed form. Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.

100% satisfaction guarantee

ILRG provides self-help deed forms and download support. Attorney-reviewed PublicLegal-authored deed forms are provided for you to complete with your own transaction information. Deed recording requirements, supplemental forms, transfer taxes, title-company practices, and legal suitability vary by jurisdiction and transaction. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.

Frequently Asked Questions About Montana Warranty Deed Forms

If the property is a married person's homestead, both spouses generally must execute and acknowledge the deed. A married person may convey non-homestead or separate property alone, but homestead and marital-title facts should be checked carefully.

The Realty Transfer Certificate, Form RTC V4 (12/2025), is the official Montana Department of Revenue form filed with the County Clerk and Recorder when a deed is recorded. The clerk shall not record without it. This packet includes that official form. Exceptions omit the sale price only — they do not skip the form. Do not use Form 488 (rev. 01/18).

No. Montana has no state or local real-property transfer tax. County recording fees still apply, and the official Form RTC remains a required recording companion. There is no transfer tax for anyone to pay.

Record the original notarized deed with the county clerk and recorder in the Montana county where the property is located.

No. This is a PublicLegal-authored self-help deed form, not an official Montana recorder or government form. Montana does require the separate Realty Transfer Certificate (Form RTC) when the deed is recorded.

No. A deed transfers title to real property. It does not release the borrower from an existing mortgage or trust indenture, and lender consent may be required for an assumption, refinance, or other loan change.

A warranty deed includes the grantor's warranty covenants — generally a promise that the grantor owns the property and will defend the title against claims, subject to any exceptions stated in the deed. It offers the grantee broader title protection than a quitclaim deed.

Warranty deeds are commonly used in arm's-length sales and other transfers where the grantee wants full title warranties from the grantor. Lenders and title insurers generally expect them for ordinary purchases.

The packet includes the blank state-specific deed in editable Word format plus a separate completion instructions and checklist document. A completed sample PDF may be offered as an optional add-on.

Recording offices review formatting, execution requirements such as notarization, and any required supplemental forms or fees, which vary by county. The included instructions cover the general process; confirm your county's current requirements before you record.