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Arizona Purchase Contracts & Seller Disclosures

If an Arizona real estate agent is involved, the transaction will usually use the Arizona REALTORS® residential resale contract. Choose your situation:

Working with an agent or broker

Ask your agent which current, brokerage-authorized contract applies—often the Arizona REALTORS® residential resale contract.

See the agent and broker path

Buying or selling without an agent (FSBO)

See your contract options, seller disclosure duties, and when attorney review makes sense.

See the FSBO contract options
Seller disclosure works differently in Arizona

Arizona does not impose one statewide SPDS form on every residential seller, but sellers still must disclose known facts that materially affect value when those facts are not readily observable or known to the buyer. The Arizona REALTORS® SPDS is widely used under contract; a separate statutory affidavit applies only to covered parcels in unincorporated county areas.

Read Arizona disclosure rules

PublicLegal does not sell an Arizona REALTORS® lookalike. When the association form system is the right path, we point you to the source.

Arizona law and forms checked August 2026 · Sources include the Arizona Legislature, ADRE, Arizona REALTORS®, and EPA lead guidance

PublicLegal provides independent self-help guidance and links to Arizona sources. We do not sell or reproduce Arizona REALTORS® purchase contracts or the SPDS.

Arizona does not give every home buyer an automatic three-day or five-day cancellation period. Your signed contract and any transaction-specific statute control.

Last reviewed: August 2026 Sources: A.R.S. · ADRE · Arizona REALTORS® · EPA lead

Editorial summary based on Arizona case law and statutes (including Hill v. Jones; A.R.S. §§33-422, 32-2156, 44-101, 44-5101, 33-1260, 33-1806, 36-1681), ADRE materials, Arizona REALTORS® residential resale form practice, and EPA lead-disclosure materials. Re-check the current official Arizona Revised Statutes and form versions before you rely on deadlines or form language. Planned-community and condominium resale-disclosure amendments take effect September 12, 2026.

Who this page is for

  • Buyers or sellers trying to understand how Arizona residential purchase contracts usually work
  • People working with an Arizona agent who want plain-English context before signing brokerage forms
  • FSBO parties who need a safe written-contract path and the correct disclosure checklist
  • Sellers sorting SPDS market practice from the narrow §33-422 affidavit path

Who should use another path

  • Anyone looking to download a PublicLegal “official AAR purchase contract” — we do not sell that
  • Users who need a filled-in offer for a live transaction without professional help on complex terms
  • Commercial, heavily customized, development, or entity deals that need specialized Arizona counsel from the start

The purchase agreement creates the parties’ contractual obligations. The deed transfers title later at closing. Do not treat a deed form as a substitute for the purchase contract.

Arizona does not issue one free government residential purchase blank for ordinary resales. Licensed practice often uses Arizona REALTORS® forms or another appropriate current agreement supplied through the professionals on the deal.

Arizona residential transactions commonly use a title/escrow company. That is customary practice—not a claim that every closing must be attorney-conducted or that one provider is legally required.

Two common Arizona situations

Working with an agent or broker

If an Arizona real-estate licensee is handling your transaction, that professional typically selects and supplies the current purchase agreement and addenda authorized by the brokerage. Arizona residential resales commonly use the Arizona REALTORS® Residential Resale Real Estate Purchase Contract. It is a privately copyrighted association form—not an ADRE consumer blank and not a free PublicLegal download.

PublicLegal does not host, sell, or reproduce Arizona REALTORS® forms. Do not rely on random internet copies; they may be unauthorized or outdated. Ask which form and revision is being used and read financing, inspection, earnest money, title, appraisal, disclosure, possession, and default provisions carefully before signing.

Even when a broker supplies the forms, you may still want an Arizona lawyer to review unusual terms. Separately, complete applicable seller disclosures and coordinate with the title/escrow company early.

Buying or selling without an agent (FSBO)

Arizona does not publish a free statewide residential purchase-contract blank for ordinary FSBO resales. Unrepresented parties still need a written agreement covering price, earnest money, financing, inspections, title, closing, possession, defaults, and related logistics. Agreements for the sale of real property generally must be in writing under A.R.S. §44-101(6).

The safer contract path is an Arizona real-estate attorney who prepares or reviews the agreement before anyone signs. Form access is not legal advice about which contingencies or deadlines to choose. Do not pirate Arizona REALTORS® forms merely because an agent version is familiar in the market.

Select a title or escrow company early for earnest money, title commitment, lender coordination, signing, and recording. That provider coordinates closing logistics; it does not automatically act as your personal lawyer for negotiating contract rights.

PublicLegal does not sell an Arizona purchase-contract substitute on this page.

Arizona seller disclosures: known material facts, SPDS practice, and narrow statutes

Arizona does not impose one statewide multi-page seller-condition form on every residential sale the way some states do. The Residential Seller’s Property Disclosure Statement (SPDS) is an Arizona REALTORS® form widely used in market practice and often required by the parties’ contract. The signed contract—not a universal Arizona statute—usually sets the SPDS delivery timing and contractual remedies when that form is used.

Even when parties do not use an SPDS, a seller’s underlying disclosure duty may remain. In Hill v. Jones, 151 Ariz. 81, 725 P.2d 1115 (App. 1986), the Arizona Court of Appeals held that a residential seller must disclose facts known to the seller that materially affect value when those facts are not readily observable and are not known to the buyer. A disclosure form is not a warranty and is not a substitute for inspections. An “as is” label does not automatically erase duties regarding known latent material defects.

A.R.S. §32-2156 limits actions against a transferor, lessor, or licensee merely for failing to disclose that property was the site of a natural death, suicide, homicide, or other felony; was occupied by a person with HIV/AIDS or another disease not transmitted through common occupancy; or is located near a sex offender. That statute does not authorize false statements about physical conditions, and it is not a general permission to conceal known material defects.

A separate statutory path applies under A.R.S. §33-422. A seller of five or fewer parcels of land, other than subdivided land, in an unincorporated area of a county—and any subsequent seller of such a parcel—must complete and furnish a written affidavit of disclosure to the buyer at least seven days before transfer. The parcel may be improved or vacant. The buyer has five days after the affidavit is furnished to rescind. The seller records the executed affidavit with the deed. Waivers of liability for omissions or misrepresentations in the affidavit are not valid. This is not a general cooling-off period for ordinary city or subdivision home sales.

Licensees have separate professional duties. Under Arizona Administrative Code R4-28-1101, a participating licensee must disclose in writing material adverse information the licensee possesses, including specified performance, property, and title information. Those are licensee duties—not a freestanding universal seller SPDS mandate for every FSBO seller.

For wholesale transactions, A.R.S. §44-5101 requires defined wholesale buyers and wholesale sellers to make specified written disclosures before a binding agreement. Failure can support cancellation and earnest-money consequences under that statute. This is a wholesaling-disclosure rule—not a general investor cooling-off period.

Property-specific overlays can also apply: federal lead rules for most pre-1978 housing; swimming-pool safety education notices under A.R.S. §36-1681 when a pool or qualifying contained body of water is involved; on-site wastewater (septic) inspection and transfer procedures under A.A.C. R18-9-A316; condominium or planned-community resale disclosure packets under A.R.S. §§33-1260 and 33-1806 (note: amendments take effect September 12, 2026); military-airport vicinity disclosures under A.R.S. §28-8484 where mapped; and soil-remediation notices where those statutes apply.

Common exemption categories

Key points to keep straight:

  • There is no general Arizona three-day or five-day cooling-off period for an ordinary residential resale
  • SPDS is an association form commonly used under contract—not a universal statutory blank for every sale
  • §33-422 applies only to qualifying unincorporated parcels (five or fewer, other than subdivided land), including subsequent sellers, and creates a five-day rescission after the affidavit is furnished
  • §32-2156 limits certain psychological/stigma disclosure claims; it does not erase physical-defect duties
  • Wholesale disclosure remedies apply to defined wholesale roles under §44-5101
  • HOA/condo packet rules and the September 12, 2026 statutory amendments are separate from SPDS practice

When in doubt about what must be disclosed for your facts, ask Arizona counsel. Complete the current forms required by your contract and any applicable statutes.

Arizona purchase checklist

Use this as a practical sequence—not a substitute for advice on your facts.

  1. Confirm whether an Arizona real-estate licensee is supplying the purchase agreement
  2. If yes, obtain the current authorized form and addenda—do not rely on random internet blanks labeled “Arizona” or “AAR”
  3. If no, arrange Arizona real-estate attorney preparation or review before anyone signs
  4. Complete applicable known-material-fact disclosures and any contract-required SPDS
  5. Check whether §33-422, HOA/condo packets, pool notices, septic transfer steps, lead, wholesale, or military-airport rules apply
  6. Calendar inspection, financing, appraisal, title, and closing deadlines from the actual signed agreement
  7. Select a title/escrow company and confirm deposit, signing, and recording logistics
  8. Treat the deed as part of closing—not a DIY substitute for the purchase contract
  9. If required disclosures are missing or a special cancel right may be running, get Arizona legal advice promptly

Step summary

  1. Identify who supplies the agreement An agent-assisted deal usually uses the brokerage’s current authorized form. An FSBO deal usually needs attorney-prepared or attorney-reviewed writing.
  2. Handle disclosures that actually apply Known material facts still matter even without a universal SPDS statute. Use SPDS when the contract requires it, and check §33-422 and other property-specific rules.
  3. Investigate during any contractual inspection window Disclosures are not a warranty. Preserve inspection, title, and financing rights in the signed agreement.
  4. Close with verified instructions Coordinate deed, funding, taxes, and recording with your title/escrow professionals. Verify wires independently.

Inspections, contingencies, and other deal issues

Depending on the property and transaction, parties may also need to address:

  • Contractual inspection period and any Buyer’s Inspection Notice and Seller’s Response process in the signed agreement
  • Home, roof, pool, septic, pest, sewer, environmental, and other inspections appropriate to the property
  • Federal lead materials for most pre-1978 housing
  • HOA or condominium resale disclosure packets on the statutory timeline for the community type
  • Whether §33-422, wholesale rules, pool notices, septic transfer steps, or military-airport disclosures apply
  • Wire-fraud precautions—verify closing instructions by phone using a known number

Local practices differ across Arizona markets. Use professionals and primary sources for your address—not a generic national packet.

Arizona title, escrow, and attorneys

Arizona residential purchases commonly close through a title/escrow company that holds funds, issues the title commitment, coordinates lender and signing requirements, and completes recording. That provider is not automatically your personal lawyer for negotiating contract rights or disclosure disputes.

An Arizona real-estate attorney can prepare or review the purchase agreement, advise on title objections, association documents, estate or entity authority, boundary issues, unincorporated-land affidavits, and custom terms. Consider counsel early in FSBO deals and whenever deadlines or documents are unclear.

The purchase agreement creates the sale obligations. The deed conveys title at closing. PublicLegal’s Arizona deed resources can help when you need conveyance forms, but a deed is not a substitute for the purchase agreement or for closing professionals.

Independently verify wire instructions. Real-estate wire fraud is common.

When to talk with an Arizona real estate attorney

  • No agent is involved and you need a purchase agreement prepared or reviewed
  • You do not understand broker-form deadlines, contingencies, or earnest-money terms
  • Seller financing, assignment/wholesale, trust, estate, entity, or boundary issues appear
  • The property may be subject to §33-422, septic transfer rules, or complex HOA/condo disclosures
  • A party is considering cancellation and needs advice about contract rights versus limited statutory rescission paths
  • Custom occupancy, repair, or possession terms are requested

What PublicLegal does not sell for Arizona

  • Arizona REALTORS® Residential Resale Real Estate Purchase Contract, SPDS, BINSR, or any lookalike or derivative
  • An “official Arizona” or “ADRE-approved” residential purchase agreement
  • A generic national purchase blank or national disclosure form relabeled as Arizona-required
  • A deed or closing packet represented as a substitute for the purchase agreement or for Arizona counsel

That keeps this page honest: orientation and primary-source links, not a substitute for authorized association forms or Arizona legal advice.

Frequently asked questions

Is there an official Arizona government home purchase contract?

Arizona does not provide a free government purchase agreement for ordinary home resales. Most brokered resales use the Arizona REALTORS® residential resale contract or another brokerage-authorized form. PublicLegal does not sell an Arizona REALTORS® lookalike.

Is the SPDS required by Arizona statute in every sale?

No. The SPDS is an Arizona REALTORS® form widely used in market practice and often required by the parties’ contract. Sellers can still have common-law duties to disclose known material facts that are not readily observable or known to the buyer.

What is A.R.S. §33-422?

It is a narrow statutory affidavit path for sellers of five or fewer parcels, other than subdivided land, in an unincorporated county area—and subsequent sellers of such parcels. The affidavit is due at least seven days before transfer, and the buyer has five days after receipt to rescind. It is not a general cooling-off period for ordinary subdivision home sales.

Do Arizona buyers have three days to cancel every home purchase?

No. There is no general three-day or five-day cooling-off period for ordinary residential resales. Cancellation usually depends on the signed contract or a transaction-specific statute such as §33-422 or wholesale nondisclosure remedies.

Is the SPDS a substitute for an inspection?

No. Disclosures are not a warranty and should not replace careful independent inspections and title review.

Should an FSBO buyer or seller use an Arizona attorney?

Yes—having an Arizona real-estate attorney prepare or review the written agreement before signature is the safer unrepresented path. This page is orientation, not representation.

Is a deed the same as a purchase contract?

No. The purchase agreement is the contract to buy and sell. Title typically transfers later by deed at closing. A deed form is not a substitute for the purchase agreement.

Do HOA or condo disclosure packets change on September 12, 2026?

Yes. Arizona legislation amending condominium and planned-community resale-disclosure statutes takes effect September 12, 2026. Confirm the current text of A.R.S. §§33-1260 and 33-1806 and any implementing materials before relying on packet timing or contents after that date.

PublicLegal provides self-help forms and information. This is not legal advice. Real estate purchase and disclosure rules vary by state and transaction. Confirm requirements for your property with a qualified professional when needed.