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Cook County recording

Illinois Warranty Deed

An Illinois warranty deed uses ‘conveys and warrants’ and imports three statutory covenants, not six. This page is for property in Cook County, including Chicago: record with the Cook County Clerk and complete MyDec before recording.

  • Updated August 2026
  • Attorney-reviewed
  • Recording guidance included
  • Editable Word format
  • PublicLegal since 1995
  • 100% satisfaction guarantee

Is this the right deed type? A warranty deed includes the grantor's full title warranties — the broadest title protection of the standard deed types.

Included documents

This download includes 2 documents in editable Word format. Complete them on your own computer, then print, sign, and record.

  • Illinois Warranty Deed (blank form) Core deed document — the recordable instrument Word (.DOCX)
  • Deed completion and recording checklist Guidance — do not record Word (.DOCX)

Packet is delivered in Word format; no blank PDF of the deed is included.

How your Illinois deed gets completed and recorded

A simple three-step workflow; the packet guides you through each one.

1

Prepare

Gather the current deed or title record and the exact legal description of the property before you start.

2

Execute

Complete the blank deed and follow the included state guidance for signing, acknowledgment, and related requirements.

3

Record

Confirm your county recorder's cover sheets, transfer forms, fees, and local practices, then submit the executed deed.

This packet contains a PublicLegal-authored Illinois deed, not a county-issued form. Record the completed deed with the County Recorder. County, city, or town cover sheets, transfer or tax forms, fees, and filing procedures may apply. Only the documents listed under Included documents are included.

Cook County recording

Cook County deeds — including Chicago — are recorded with the Cook County Clerk. Complete MyDec before recording. Chicago property has extra city stamp prerequisites.

Cook County Clerk, Recordings Division

All of Cook County, including Chicago

118 N. Clark Street, Room 120, Chicago, IL 60602

(312) 603-5050

Monday–Friday 9:00 a.m.–5:00 p.m.; last customer 4:45 p.m.

Cook County Clerk recordings

Checked 2026-08-13.

All Cook County property

Record with the Cook County Clerk. Complete MyDec for the state and county transfer declaration. Exempt deeds also need the Clerk’s Grantor/Grantee Affidavit. If the property is the grantor’s Illinois homestead, the non-titled spouse must join.

Chicago property

In addition to MyDec, Chicago transfers need the City transfer-tax declaration in MyDec and any required municipal transfer-tax stamp. Before city stamps issue, obtain a Full Payment Certificate from the Department of Finance. A certificate of zoning compliance is also required for some 1-, 2-, or 5-or-fewer-unit residential buildings.

Illinois recording note. Record with the County Recorder of the county where the land lies; in Cook County, record with the Cook County Clerk. An Illinois statutory warranty deed uses “conveys and warrants” (765 ILCS 5/9) and imports three combined covenants, not six. An Illinois quitclaim uses “convey and quit claim” (765 ILCS 5/10) and carries no covenants. Complete PTAX-203 in MyDec, or the official paper form where the county still uses paper; a signed dated 31-45 exemption notation on the deed face may substitute only for categories (a), (c)–(j), and (l). Categories (b), (k), and (m) still need the declaration. If the property is the grantor’s Illinois homestead, the non-titled spouse must join — the release clause is not a substitute for that signature.

Preview the Illinois Warranty Deed

See page 1 of the actual blank form and review a plain-language outline of what appears on page 1. The complete formatted packet is delivered after checkout.

Get Complete Editable Packet — $9.99
Page 1 of the blank Illinois Warranty Deed included in the download
Page 1 of the actual blank Illinois Warranty Deed included in your download.
This outline is not the form itself. Your download includes the complete editable blank form and separate instructions.

About this Illinois form

What Is an Illinois Warranty Deed?

An Illinois warranty deed is the statutory 765 ILCS 5/9 form. The operative words are “conveys and warrants.” Those words import three combined covenants only: (1) the grantor was the lawful owner of an indefeasible fee simple and had good right and full power to convey; (2) the premises were free from all incumbrances except as stated; and (3) the grantor warrants quiet and peaceable possession and will defend the title against all persons who may lawfully claim the same. Illinois does not import a separate seisin covenant or further assurances unless the deed expressly adds them.

When to Use a Warranty Deed in Illinois

  • Purchasing residential or commercial property from an unrelated seller in a traditional sale.
  • Satisfying the requirements of a title insurance company to issue a title policy.
  • Meeting a mortgage lender’s requirements for statutory warranty protection before loan approval.

Illinois Requirements for Warranty Deeds

  • Signing: The grantor(s) must sign. If the property is the grantor’s Illinois homestead, the non-titled spouse must join (765 ILCS 5/27; 735 ILCS 5/12-904). A tenancy by the entirety also requires both spouses (765 ILCS 1005/1c).
  • Notarization: Each executing signature must be acknowledged by a notary (765 ILCS 5/1, 5/35c). Printed names appear under signatures.
  • Witnesses: None for an ordinary Illinois warranty deed. A Transfer on Death Instrument is different and is not this product.
  • Recording: File with the County Recorder where the land lies. In Cook County, file with the Cook County Clerk.
  • PTAX-203 / MyDec: Complete PTAX-203 in MyDec, or the official paper form where the county still uses paper, and present it with the deed (35 ILCS 200/31-25). A signed dated 31-45 exemption notation on the deed face may substitute only for categories (a), (c), (d), (e), (f), (g), (h), (i), (j), and (l). Categories (b), (k), and (m) still need the declaration.
  • Transfer tax: State $0.50 / $500 plus county $0.25 / $500. Chicago adds municipal tax (commonly $6.00 / $500 total in the City — confirm locally). Do not put the sale price on the deed.
  • Legal Description: A complete legal description is mandatory. A street address or parcel number is not a substitute.

Warranty Deed vs Other Deeds in Illinois

An Illinois statutory warranty deed (765 ILCS 5/9) uses “conveys and warrants” and imports three combined covenants. An Illinois quitclaim (765 ILCS 5/10) uses “convey and quit claim” and imports none. Illinois has no separate “grant deed” category. Special warranty under 765 ILCS 5/8 is a different instrument and is not this packet.

PublicLegal-authored self-help deed form. Provided for customers to complete with their own transaction information and submit to the proper local recording office. Recorder offices and state agencies may require separate supplemental forms, taxes, fees, or cover sheets, and requirements vary by jurisdiction and transaction. Review the product notes and confirm local recording requirements before relying on any completed deed.

100% satisfaction guarantee

ILRG provides self-help deed forms and download support. Attorney-reviewed PublicLegal-authored deed forms are provided for you to complete with your own transaction information. Deed recording requirements, supplemental forms, transfer taxes, title-company practices, and legal suitability vary by jurisdiction and transaction. If you are not 100 percent satisfied after purchasing from us, contact us for a refund.

Frequently Asked Questions About Illinois Warranty Deed Forms

No. You receive the statewide Illinois deed packet. This page adds Cook County recording guidance. Only the documents listed under Included documents are included.

Record with the Cook County Clerk, Recordings Division, 118 N. Clark Street, Room 120, Chicago. Complete MyDec before recording. Chicago property also needs the City declaration in MyDec and any required municipal transfer-tax stamp. Exempt deeds need the Clerk’s Grantor/Grantee Affidavit.

An Illinois statutory warranty deed imports three combined covenants under 765 ILCS 5/9: lawful ownership of an indefeasible fee simple and good right and full power to convey; freedom from all incumbrances except as stated; and quiet and peaceable possession plus defense of title against lawful claimants. It does not import a separate seisin covenant or further assurances unless the deed expressly adds them.

A warranty deed is not a substitute for a title search or title insurance. Title insurance is standard Illinois practice and is typically required by mortgage lenders. The buyer’s real protection is the search, the policy, and Illinois counsel — not the deed form alone.

Record with the County Recorder of the county where the land lies. In Cook County, record with the Cook County Clerk. In some smaller counties the county clerk is the recorder.

No. A deed transfers title. It does not release a borrower from an existing mortgage, remove liens, or replace lender consent, payoff, refinance, or assumption.

If the property is the grantor’s Illinois homestead, the non-titled spouse must join. The customary homestead-release words on the deed release only the signer’s homestead and are not a substitute for the other spouse’s signature. A titled spouse, or a spouse needed to convey a tenancy by the entirety, signs as a grantor.

PublicLegal provides this self-help deed form template for customers to complete with their own transaction information. For transaction-specific legal, title, tax, or recording guidance, consult an attorney, title company, tax professional, or the local recording office.

A warranty deed includes the grantor's warranty covenants — generally a promise that the grantor owns the property and will defend the title against claims, subject to any exceptions stated in the deed. It offers the grantee broader title protection than a quitclaim deed.

Warranty deeds are commonly used in arm's-length sales and other transfers where the grantee wants full title warranties from the grantor. Lenders and title insurers generally expect them for ordinary purchases.